Get Your Goals Ready and Let’s Make 2015 Epic

New Year, New Me

I have been ranting and raving about how EPIC 2015 is going to be. I am going into 2015 more prepared and more ambitious than any other new year. A lot of changes happened in 2014 for me and I want to keep that SNOW BALL MOMENTUM going. If you have not already done so, I […]

Outside of Mortgage Debt, I am Now Debt Free!

It is official, we paid off the car and now the only debt we have left to tackle is the mortgage. I know so many people say that mortgage debt is the good debt, and to an extent, I agree. But I think what most people forget is that you are only getting a tax […]

Memento Mori – Remember Your Mortality

Yesterday is history. Tomorrow is a mystery. Today is a gift, that’s why it’s called the present! Last week I shared a post on time, and this week I would like to follow it up with something I started back in late 2011 or early 2012. As a quick reminder, we all get a daily deposit of […]

My Huge 86,400 Deposit…And I’m Going To Spend It All

Time - Huge Deposit

Imagine there is a bank that credits your account each morning with 86,400. It carries over no balance from day-to-day. Every evening the bank deletes whatever part of the balance you failed to use during the day. What would you do? Draw out every cent, of course! Each of us has such a bank. Its […]

Markets Don’t Go Up Forever!

Markets don't go up forever

Here are some questions that could be going through your head: With the market down close to 10% from the September high of 201.9, is this a buying opportunity? Should I be short the market betting there is more downside to come? Is the Bull Market over? How do I prepare for the next “opportunity of a lifetime?” After […]

Managing Debt: The Good, The Bad, & The Ugly

Debt - Good vs. Bad

Debt has such a negative connotation associated with it. I think most of the negativity stems from the irresponsible issuance and management of debt. The Great Financial Crisis of 2008 came with a massive unwind of debt that had been building up over several decades prior to this defining moment in history. Is debt bad? Is […]

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