Why I’m OK with a Savings Rate as Low as 0%

Back in 2015 I created the Law of 50/50 as a way to align financially with Mrs. GYFG on reaching our financial goals. Back then our Net Worth was just over $200,000 (finished over $300,000 that year) and our income had just exceeded $200,000 for the first time in 2014 and was on track to […]
The Reality of Up and to the Right – Life Doesn’t Actually Travel Straight Lines

We all want our net worth to grow up and to the right – with no set backs or volatility. We want our happiness to travel a similar path – without experiencing anger, sadness, or frustration. We want our career to do the same – never getting passed over for promotion or making lateral moves. […]